I am working for some websites and my business is related to these websites...
      Answer1:you can get business loan based on your - IT returns - your contract with the client- purchase orders - past performance of your companyYou can opt for over draft facility instead of permanent loan. To make it easier, you should go to co-operative banks, as they are more keen on the business. An easier way will be to approach the bank you have had a good history of account with. Alternative option is to approach an investor in your business for a small equity stake in your business. Good luck ....
      Answer2:firstly and importantly understand one thing- that you are in software creation- thereby having no physical material to be kept in the bank or other financial bodies for the term loan or business loan.there are different types of loan and facilities offered by the banks- but firstly- provide details about your scope of activity and the total experience in the field- about you and the company.net turnover registered in the past 3years, if any.mode of payment - receivablesPurpose of the fund requirementThis are very crucial and important as then there are other means thru which the finance could be tried to make available either by bank or by unsecured means.
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