I now have a negative balance on my paypal account due to a customer chargeback. I do not have the goods to sell to make up the money lost. If I do not pay the negative balance in my paypal account will this show up on my credit?I never gave paypal my Social Security # Answer1:dont think so but I would straighten out the negivate bllance assoon as possible and you can do that by just transfer from account you funded paypal with (your bank acccount or credit card) Answer2:No, PayPal does not mess with your credit rating; it is not a credit card