I was accepting credit cards on my online business, but it ended up costing me more to offer the service than what I was selling with credit cards. I hate to not be able to afford this service. Does anyone have any suggestions? Thank you for your replies..--Answer1:Credit card services depend on your type of business and whether the cards are swiped or manually entered.There are a lot of bad companies out there and there are good.I would recommend www.goDataWest.com. They can setup the processing through your computer, a standalone terminal or some cash registers..--Answer2:Instead of incurring unreasonable fees for processing credit cards, why not operate on a cash and carry system in which customer personal checks, money orders are fully acceptable. And are valid until these negotiable instruments clear the bank before the merchandise is shipped. That way, if there is any complaint brought by your customers, it will be you who will decide the veracity of their claims, not a middle-man credit card company attempting to arbitrate the matter.Good luck!